Chinese Metaphysics · Zi Wei Dou Shu 財帛
Read the chart for money.
Money is the question every chart is asked first, and the one most readings answer badly. This course reads it properly: the five palaces that make a fortune, the stars that earn and the stars that empty, the ways wealth actually arrives, and how it moves through a life — with a library of worked wealth charts.
8 modules38 lessonsLifetime access
- The five-palace money system — 命, 福德, 財帛, 事業 and 田宅 read as one working whole.
- 武曲, 太陰, 天府 and 祿存 — what each does to a money chart, and what empties one.
- Trade, profession, property, investment — how a chart chooses its route, and when it says no.
- Wealth in time: the money decade, the annual trigger, and how a rise is kept or lost.
Self-paced, on this academy · Lifetime access is included

The Method
Money is a system, not a palace.
A beginner's reading looks at the Wealth Palace and stops. But the Wealth Palace shows only the channel — how cash arrives and how it is handled. The fortune is made somewhere else: in the source that feeds it, the warehouse that keeps it, the work that earns it, and the capacity that holds it. Read alone, a Wealth Palace misleads you in both directions.
- 命 and 身 are the rain — natural help, and the capacity to carry what arrives.
- 福德 is the source: whether money is earned with ease or by the sweat of the brow.
- 財帛 is the channel, and 事業 is the one who works the reservoir — the method and the trade.
- 田宅 is the reservoir itself: what is kept, and whether it stays.
The Problem
A Wealth Palace is only one voice.
Ask most readers about money and you will be told about the Wealth Palace — as if one palace could hold a fortune. It cannot. The classical material is explicit: wealth is read across five palaces at once, and the Wealth Palace is only the channel. A chart can have a brilliant channel and an open warehouse, and lose everything it earns. Another can have a poor channel, a crowd of good stars in 命 and 遷移, and grow rich anyway. This course teaches the whole system, then makes you read it.
The channel
財帛宮 is how money is sought and handled — the earning ability, the opportunity, and the ceiling on income. A good one means money is used well, not that there is a great deal of it.
The warehouse
田宅宮 is what is kept: savings, property, the family estate, the shop itself. A strong warehouse rescues a weak channel; an open one wastes a strong one.
The source
福德宮 decides whether money comes easily or by effort, and whether its owner can enjoy it. Read against 財帛, it is the difference between a windfall and a wage.
The method
事業宮 is the route money takes — the trade, the profession, the office. Set against 財帛, it settles whether a chart belongs in business or in salaried work.
The curriculum
8 modules · 38 lessons
Foundations — How Zi Wei Dou Shu Reads Money
- What the Wealth Palace Is, and What It Is Not
- The Five Palaces That Make a Fortune
- The Wealth Stars and the Anti-Wealth Stars
- Reading a Palace With Its Three-Way and Four-Corner
The Wealth Stars
- 武曲: The Finance Star
- 太陰: The Accumulation Star
- 天府: The Treasury
- 祿存: The Store
- The Money Adjutants
The Money Palaces
- 財帛宮: The Channel
- 田宅宮: The Warehouse
- 福德宮: The Source
- 事業宮: The Method
- 命宮 and 身宮: The Capacity
- Money From Outside
The Ways of Wealth
- Salary, Business or Profession
- Partnership and the Business Chart
- Investment, Speculation and the Risk Markers
- Property and Real Estate
- Inheritance, Windfall and the Sudden Rise
Star by Star in the Money Palaces
- The Major Stars in the Wealth Palace
- The Major Stars in the Property Palace
- The Major Stars in the Fortune Palace
- The Auxiliaries and the Transformations There
Wealth in Time
- The Wealth Decade
- The Annual Money Trigger
- The Month and Day Layers
- Sudden Gain, Sudden Loss
Loss, Flying Stars and the Wider Chart
- Debt and the Loss Patterns
- The Flying-Star Money Chains
- Wealth in BaZi and in the Home
- What to Tell a Client About Money
Case Studies
- The Sudden Rise
- Rich With a Weak Wealth Palace
- The High Earner Who Cannot Keep It
- The Property Fortune
- Business or Employment
- The Bankruptcy Chart
What's included
- 38 lessons in 8 modules
- Lifetime access
- Online, at your own pace
- Payment plan: 3 monthly payments, then it stops automatically.

Your Instructor
Taught by Master Sean Chan
A Singapore-based astrologer and Chinese-metaphysics consultant with more than 15 years of practice and 10,000+ clients served — the same standard here as in private consultation, with every claim checked against the chart.
Read my story- 10,000+professional readings
- 15years of practice
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Common Questions
Before you read a wealth chart.
Do I need the Zi Wei Dou Shu Masterclass first?
No. This course stands on its own: every term is defined as it is used, so a newcomer can follow it from the first lesson. If you already know the chart you will move faster through the foundations and spend your time in the technique and the case studies.
How is this different from the Masterclass?
The Masterclass teaches the whole system and touches money as one of twelve palaces. This course takes that single question and goes all the way down: the five-palace money system, each wealth star, the money palaces star by star, the ways wealth is earned, the timing layers, the loss patterns and a library of worked charts. Nothing here repeats the Masterclass at Masterclass depth.
Will it tell me whether I will be rich?
It will tell you what a chart says about how money behaves in a life — where it comes from, whether it is kept, and when it moves. It will not give you a number, and a reading that does is not reading the chart. The course is explicit about the limits as well as the strengths.
Does this course guarantee a prediction?
No, and no course of this academy does. A reading is a disciplined way to see a chart's structure and the forces acting in it — it is not a promise of an outcome.
How is the course delivered?
Entirely online, on this academy, in written lessons and fully self-paced: no deadlines, no scheduled classes to keep, and no app to install. Lifetime access is included.
Can I get a refund?
You may request a full refund within seven (7) days of purchase, provided you have not completed more than 20% of the course content. See the Terms & Conditions.
Enrolment
One question. Read properly.
The complete Zi Wei Dou Shu reading of money — the five-palace system, the wealth stars, the ways wealth is earned, wealth through the decades and the years, the patterns that lose it, and a library of worked charts — open to you as soon as you enrol.
- Every module and lesson of the course, opened in full
- Secure checkout, with access opening on payment
- Self-paced, in your browser on a phone, tablet or computer
The Wealth Reading「財運」: Five Palaces, One Fortune
8 modules · 38 lessons · lifetime access
Enrol nowQuestions before you enrol? Message me on Instagram @masterSeanChan