Chinese Metaphysics · Zi Wei Dou Shu 財帛

Read the chart for money.

Money is the question every chart is asked first, and the one most readings answer badly. This course reads it properly: the five palaces that make a fortune, the stars that earn and the stars that empty, the ways wealth actually arrives, and how it moves through a life — with a library of worked wealth charts.

8 modules38 lessonsLifetime access

  • The five-palace money system — 命, 福德, 財帛, 事業 and 田宅 read as one working whole.
  • 武曲, 太陰, 天府 and 祿存 — what each does to a money chart, and what empties one.
  • Trade, profession, property, investment — how a chart chooses its route, and when it says no.
  • Wealth in time: the money decade, the annual trigger, and how a rise is kept or lost.

Self-paced, on this academy · Lifetime access is included

Course artwork
A Zi Wei Dou Shu chart: the twelve palaces and the fourteen major starsThe twelve palaces around the square, each on its Earthly Branch and running counter-clockwise from the Self Palace in 午 — Siblings, Spouse, Children, Wealth, Health, Travel, Friends, Career, Property, Fortune and Parents — with the fourteen major stars of the 紫微在午 chart placed in them, the four transformations 禄 权 科 忌 marked on 廉贞, 破军, 武曲 and 太阳, and the Triangle drawn across the Self, Wealth and Career palaces.紫微斗数 · The Twelve Palaces三方四正 · The Triangle命宫Life午紫微兄弟Siblings巳天机夫妻Spouse辰七杀子女Children卯太阳忌天梁财帛Wealth寅武曲科天相疾厄Health丑天同巨门迁移Travel子贪狼交友Friends亥太阴官禄Career戌廉贞禄天府田宅Property酉福德Fortune申破军权父母Parents未紫微斗数Zi Wei Dou Shu命宫 午 · 十四主星十二宫 · 三方四正禄权科忌四化 · The Four Transformations
The course's own twelve-palace chart, with the Wealth Palace named and the transformations that feed and drain it shown in gold and navy.

The Method

Money is a system, not a palace.

A beginner's reading looks at the Wealth Palace and stops. But the Wealth Palace shows only the channel — how cash arrives and how it is handled. The fortune is made somewhere else: in the source that feeds it, the warehouse that keeps it, the work that earns it, and the capacity that holds it. Read alone, a Wealth Palace misleads you in both directions.

  • 命 and 身 are the rain — natural help, and the capacity to carry what arrives.
  • 福德 is the source: whether money is earned with ease or by the sweat of the brow.
  • 財帛 is the channel, and 事業 is the one who works the reservoir — the method and the trade.
  • 田宅 is the reservoir itself: what is kept, and whether it stays.

The Problem

A Wealth Palace is only one voice.

Ask most readers about money and you will be told about the Wealth Palace — as if one palace could hold a fortune. It cannot. The classical material is explicit: wealth is read across five palaces at once, and the Wealth Palace is only the channel. A chart can have a brilliant channel and an open warehouse, and lose everything it earns. Another can have a poor channel, a crowd of good stars in 命 and 遷移, and grow rich anyway. This course teaches the whole system, then makes you read it.

  • The channel

    財帛宮 is how money is sought and handled — the earning ability, the opportunity, and the ceiling on income. A good one means money is used well, not that there is a great deal of it.

  • The warehouse

    田宅宮 is what is kept: savings, property, the family estate, the shop itself. A strong warehouse rescues a weak channel; an open one wastes a strong one.

  • The source

    福德宮 decides whether money comes easily or by effort, and whether its owner can enjoy it. Read against 財帛, it is the difference between a windfall and a wage.

  • The method

    事業宮 is the route money takes — the trade, the profession, the office. Set against 財帛, it settles whether a chart belongs in business or in salaried work.

The curriculum

8 modules · 38 lessons

  1. Foundations — How Zi Wei Dou Shu Reads Money4 lessons
    1. What the Wealth Palace Is, and What It Is Not
    2. The Five Palaces That Make a Fortune
    3. The Wealth Stars and the Anti-Wealth Stars
    4. Reading a Palace With Its Three-Way and Four-Corner
  2. The Wealth Stars5 lessons
    1. 武曲: The Finance Star
    2. 太陰: The Accumulation Star
    3. 天府: The Treasury
    4. 祿存: The Store
    5. The Money Adjutants
  3. The Money Palaces6 lessons
    1. 財帛宮: The Channel
    2. 田宅宮: The Warehouse
    3. 福德宮: The Source
    4. 事業宮: The Method
    5. 命宮 and 身宮: The Capacity
    6. Money From Outside
  4. The Ways of Wealth5 lessons
    1. Salary, Business or Profession
    2. Partnership and the Business Chart
    3. Investment, Speculation and the Risk Markers
    4. Property and Real Estate
    5. Inheritance, Windfall and the Sudden Rise
  5. Star by Star in the Money Palaces4 lessons
    1. The Major Stars in the Wealth Palace
    2. The Major Stars in the Property Palace
    3. The Major Stars in the Fortune Palace
    4. The Auxiliaries and the Transformations There
  6. Wealth in Time4 lessons
    1. The Wealth Decade
    2. The Annual Money Trigger
    3. The Month and Day Layers
    4. Sudden Gain, Sudden Loss
  7. Loss, Flying Stars and the Wider Chart4 lessons
    1. Debt and the Loss Patterns
    2. The Flying-Star Money Chains
    3. Wealth in BaZi and in the Home
    4. What to Tell a Client About Money
  8. Case Studies6 lessons
    1. The Sudden Rise
    2. Rich With a Weak Wealth Palace
    3. The High Earner Who Cannot Keep It
    4. The Property Fortune
    5. Business or Employment
    6. The Bankruptcy Chart

What's included

  • 38 lessons in 8 modules
  • Lifetime access
  • Online, at your own pace
  • Payment plan: 3 monthly payments, then it stops automatically.
Sean Chan walking down the stone steps of a Chinese temple, past red timber railings and lanterns

Your Instructor

Taught by Master Sean Chan

A Singapore-based astrologer and Chinese-metaphysics consultant with more than 15 years of practice and 10,000+ clients served — the same standard here as in private consultation, with every claim checked against the chart.

Read my story
  • 10,000+professional readings
  • 15years of practice

As featured in

  • CNA
  • South China Morning Post
  • Harper's Bazaar
  • Lianhe Zaobao
  • Rice Media
  • T Singapore, The New York Times Style Magazine
  • Our Grandfather Story
  • HeyKaki
  • ZULA

Common Questions

Before you read a wealth chart.

  • Do I need the Zi Wei Dou Shu Masterclass first?

    No. This course stands on its own: every term is defined as it is used, so a newcomer can follow it from the first lesson. If you already know the chart you will move faster through the foundations and spend your time in the technique and the case studies.

  • How is this different from the Masterclass?

    The Masterclass teaches the whole system and touches money as one of twelve palaces. This course takes that single question and goes all the way down: the five-palace money system, each wealth star, the money palaces star by star, the ways wealth is earned, the timing layers, the loss patterns and a library of worked charts. Nothing here repeats the Masterclass at Masterclass depth.

  • Will it tell me whether I will be rich?

    It will tell you what a chart says about how money behaves in a life — where it comes from, whether it is kept, and when it moves. It will not give you a number, and a reading that does is not reading the chart. The course is explicit about the limits as well as the strengths.

  • Does this course guarantee a prediction?

    No, and no course of this academy does. A reading is a disciplined way to see a chart's structure and the forces acting in it — it is not a promise of an outcome.

  • How is the course delivered?

    Entirely online, on this academy, in written lessons and fully self-paced: no deadlines, no scheduled classes to keep, and no app to install. Lifetime access is included.

  • Can I get a refund?

    You may request a full refund within seven (7) days of purchase, provided you have not completed more than 20% of the course content. See the Terms & Conditions.

Enrolment

One question. Read properly.

The complete Zi Wei Dou Shu reading of money — the five-palace system, the wealth stars, the ways wealth is earned, wealth through the decades and the years, the patterns that lose it, and a library of worked charts — open to you as soon as you enrol.

  • Every module and lesson of the course, opened in full
  • Secure checkout, with access opening on payment
  • Self-paced, in your browser on a phone, tablet or computer

The Wealth Reading「財運」: Five Palaces, One Fortune

8 modules · 38 lessons · lifetime access

  • Pay in full$688.00 USD one-time payment
  • 3 monthly payments$258.00 USD every month for 3 months
Enrol now

Questions before you enrol? Message me on Instagram @masterSeanChan